Friday, August 30, 2019

#2334: Friday, August 30: Budgeting life


Post 2334
- 8 years and 242 days since I started this blog -
  
Daily Comment
I have a streak going of more than three-weeks of studying Spanish with the language game website Duolingo.

I have another streek of 15 days going with 750words.com (where you write three pages - 250 words is the standard count for a page - every day.

I am not certain why I fall into this discipline so easily, while the rest of my life is discipline-free.

Well, not entirely. Even as I wrote that last sentence, I realize there is one discipline I have mastered, to the point that it doesn't seem like work, it doesn't require much effort, I do it every day, invariably, and have for more than forty years. Can I get an exclamation point for that?


! Forty years!

That long-time habit is budgeting.

I like to think that I'm good with money, and if there's any reason for it, is that, after getting ripped off for a little money in a drug deal in the late seventies, I found myself unable to pay rent.

I freaked out, had an anxiety attack (I was able to pay it a few days late, and nobody really even noticed).

But it bothered me to the point where I decided to get a handle on my personal finances.

Now this is around 1976. No computers.

I made a budget on a piece of paper. It wasn't that difficult then, Income wasn't reliably steady, but it was estimable. I believe the total of my expenses were food, rent, entertainment, auto insurance and gas.


So I tracked all my expenses in a notebook. I was, kind of, fascinated by it. In point of fact, when I started, it was somewhat the reverse of what it is now. I looked at my expenses, and that drove my income needs. Back then, the way I made up for the deficiencies of my income from music (always deficient), was to sell pot.

So, I had to sell x amount of pot to cover my living expenses. Which I successfully did, until, a short while after the anxiety attack and beginning budgeting, I got a job, which led to going back to school for electronics technology, which meant income from Unemployment on a training program special, as well as supplemental income from Grandma Hannah.

Which changed my budget from how much income do I need for my expenses, to what expenses I could afford with my income.

Eventually, successfully navigating my personal finance issues, I went to work for IBM, which led to owning a personal computer and the first budgeting program, Dollar$ and $en$e. Which, to this day, is my best memory, my favorite computer program I ever used. But with major competition from Quicken, the company that made it folded, they didn't make the leap into graphics, and Quicken came into my life, where it has remained ever since.

I get a great sense of ease by budgeting. It is the way I've negotiated some very, very hard times (the end of two marriages). Ultimately, it was a major factor in my financial recovery that was complete within three years of moving to Syracuse, and has set me up nicely in retirement.

I am grateful for that one bit of bad break that made budgeting and expense tracking work so well for me.


Food and Diet 
Today's Weight:                    199.9 lbs.
Previous Weight (8/29/19):         200.0 lbs.
Net Loss/Gain:                     - 0.1 lbs.
Diet Comment
If a quarter-pound is nothing to celebrate, a tenth of a pound is just noise. But, being under 200 pounds? I'll certainly celebrate that. And ending the month at the lowest weight, better than it began. Woohoo!

Food Log
Breakfast
3:35pm: A brownie.

Lunch
7:20pm: Two strips of uncured bacon, three large, free-range eggs, and brussel sprouts.

Dinner
11:45pm: A burger (1/2 lb. grass-fed organic beef 80/20) with sauteed onions and peppers on a slice of SuperGrains bread, carrots and homemade mayonnaise, walnuts with Greek yogurt, and a Quest bar.

Liquid Intake
   Espressos: 2;   Coffee: 0 oz.;  Water: 104+ oz.; Jim Beam bourbon on the rocks.


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Thursday, August 29, 2019

#2333: Thursday, August 29: Worry trivia


Post 2333
- 8 years and 241 days since I started this blog -
  
Daily Comment
I hate worrying about anything. Mostly because it's so useless. Also, draining. Also, it makes me feel weak.

I have worries like anybody else, but I usually deal with them better than I currently am.

The things I am worried about: My car, my computer, my band I am Fool, my plans to expatriate.

My car has turned into a money pit, and I think, for the six-thousand-plus dollars that I've put into it in the last eighteen months, it still isn't right.

My MacBook Pro is bluescreening frequently, and has to be shut down and restarted. It is erratic, and I can't identify anything specific that I'm doing that might be causing it.

I am Fool cannot perform, and is unsatisfying in rehearsals.

I have a shitload of stuff to get rid of between now and November, 2020. I am having trouble throwing stuff away, but that's what I must do.

That is a list of the things worrying me. I have left off some stuff that possibly should go on the list because I'm not thinking - therefore, not worrying - about them.

That's it. Worrying is not making a dent in resolving any of these situations, it just makes me feel bad.

I'm grateful that my worries are this few. I'm grateful for my good luck in being born white in the mid-20th-Century in the United States. That paved the way for these trivial worries.


Food and Diet 
Today's Weight:                    200.0 lbs.
Previous Weight (8/28/19):         200.8 lbs.
Net Loss/Gain:                     - 0.8 lbs.
Diet Comment
Is it a double standard if I don't get upset at a quarter-pound gain, but I celebrate a three-quarter pound loss? If so, let it be.

Food Log
Breakfast
5:30pm: Blue-green protein smoothie with almonds, kefir, large organic egg, chia gel, kale, spinach, blueberries, whey powder (24g protein), coconut oil, hemp seeds, hemp protein (7g protein), raw organic cacao powder, moringa leaf powder, fo ti (mushroom powder), cinnamon, turmeric and stevia-inulin blend.

Lunch
8:30pm: A Quest bar.

Dinner
2:45am: Dal Makhtani (lentil-tomato curry) on riced cauliflower and a Quest bar.

Liquid Intake
   Espressos: 1;   Coffee: 20 oz.;  Water: 54+ oz.; two shots of Jameson's Irish whiskey.


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Wednesday, August 28, 2019

#2332: Wednesday, August 28: Car resolution(?)


Post 2332
- 8 years and 240 days since I started this blog -
  
Daily Comment
I think I'm at the end of this round of car problems.

I also am beginning to wonder what I'll do if I'm not.

Of course, I'll figure something out if I have to, and I shouldn't get bogged down worrying about what the future holds.

But I have little confidence in my car.

I hope it lasts through the time I have remaining in the states, currently estimated at sixteen months (including the almost three months it won't be driven this winter).

You can't know the future, and you can't change the past, much as I wish that I had changed cars a year ago. I'd be 'way ahead, now.

On the other hand, I've had my decision to remove Chiang Mai from my list of retirement destinations validated. Expats are voting with their feet on the new government VISA restrictions and enforcement policies, and leaving Thailand. Today I learned the government has proposed new legislation requiring expat residents who travel from their registered residence to register in the new place, even if they're only there for a day. As far as I know, this is a unique imposition globally. No other country requires this.

I drive as much or more than anybody I know who doesn't make a living driving. That being said, I don't like it too much, and I hate owning a car. When I made my checklist on qualifications for a retirement destination twenty-five years ago, the first thing I thought of was the place had to be walkable, and be easily (and affordably) navigable without a car.

(FYI: The other items on my checklist are: Must be easily affordable on my Social Security and pension income; Must have good internet service; Must have excellent accessible medical care; Must be snow-free).

I'm grateful to still have choices in life.


Food and Diet 
Today's Weight:                    200.8 lbs.
Previous Weight (8/27/19):         200.6 lbs.
Net Loss/Gain:                     + 0.2 lbs.
Diet Comment
I repeat: I'm not going to get upset at a quarter-pound gain. That's just noise [edit: and water].

Food Log
Breakfast
5:15pm:
LEO (lox, eggs and onions) on greens (arugula, chard, kale, red cabbage, spinach).
Lunch
8:25pm: A Quest bar and a handful of almonds.

Dinner
11:45pm: Dubliner cheese and walnuts, and a Quest bar.

Liquid Intake
   Espressos: 1;   Coffee: 0 oz.;  Water: 96+ oz.; 


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Tuesday, August 27, 2019

#2331: Tuesday, August 27: Rediscovering writing


Post 2331
- 8 years and 239 days since I started this blog -
  
Daily Comment
I have always liked to sing and I have always liked to write.

Both of these started at a very early age. Singing, as soon as I could talk. My first sung song, as far as I can remember, was Happy Trails, by Roy Rogers and Dale Evans, which closed The Roy Rogers Show, my favorite TV show (when my family first got TV, in 1954).

Writing began as soon as I could. In 1st grade, I wrote a classroom newsletter. It was a lot of work, and I only did one edition, because I had no typing skills, and I couldn't get copies made. I did, however, write lots of poetry, as I recall.

The writing continued in 2nd grade, although I was not so ambitious. In 4th grade (I skipped 3rd grade), I wrote a science fiction short story. It was actually meant to be a serialized story, but I had continuity problems in the second installment, and found I had written myself into a corner, and gave up.

I continued writing over the years. In my early teens, I had a lot of correspondence going on. I liked writing letters. I am told by the recipients of those letters that they were memorable. I kind of wish even one had survived.

I also continued writing poems.

When I was sixteen, working my first job (as a mail clerk at a Wall Street accounting firm), I wrote a series of poems, including a sixteen-page epic poem. I gave it to one of the account execs who seemed to take an interest in me, and her criticism, while kind, still deflated me.

Later on, I started a novel, which was embarrassingly amateurish - that's self-criticism. It was full of cliches, run on sentences, grammar errors. For a while, that was my last attempt at fiction writing.

Which brings me to this blog. It is really my first non-work-related writing I've done, after almost forty years.

Like my singing, which I have relegated to only doing at open mics, after leaving it fallow for yes, forty years, also, writing is a rediscovered pleasure.

I fam really lucky to have some things I can do that give me joy. I know some people struggling to find things like that. Just another reason to be grateful.


Food and Diet 
Today's Weight:                    200.6 lbs.
Previous Weight (8/26/19):         200.3 lbs.
Net Loss/Gain:                     + 0.3 lbs.
Diet Comment
I'm not going to get upset at a quarter-pound gain. That's just noise.

Food Log
Breakfast
4:45pm: Greens, eggs and bacon (kale, spinach, onions, peppers, 3 eggs, 3 strips uncured bacon, butter) and riced cauliflower pilaf (cauliflower, chia seeds, butter) with salsa.

Lunch
Skipped.

Dinner
11:45pm: Walnuts and cottage cheese and a Quest bar.

Liquid Intake
   Espressos: 2;   Coffee: 0 oz.;  Water: 84+ oz.; Jameson's Irish whiskey, neat.


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Monday, August 26, 2019

#2330: Monday, August 26: Car woes plus


Post 2330
- 8 years and 238 days since I started this blog -
  
Daily Comment
There probably isn't a more frustrating thing than car troubles. And I am beset.

Just over three weeks ago I sank over sixteen-hundred dollars into my car to get emergency brake work done. It should have been less, but a) it was an emergency and b) the repair shop that did the work knew they would never see me again.

So.

Today I went in to have that repair checked by my local guy, because I was hearing noise while the car was rolling that sounded like the beginning of the problem I had three weeks ago.

It was not the brakes. It was the wheel bearings.

I'm going to need four new wheel bearings.

That will be more expensive than all the brake work I just had done.

If I had known that in the twelve-month period leading up to tomorrow, when I will get the repairs done and paid for them, I would sink almost six thousand dollars (I've had four major repairs done in that time) into maintaining a car I don't even particularly like, that is proving unreliable, I'd have pulled the car to the side of the road and abandoned it (which I did to the very first car I owned back in 1968).

I will have to pull the money for this new repair out of my retirement savings, which is entirely invested in stocks, in about six weeks. I don't know exactly how to time it, because it means selling some stock, and all my stocks are depressed, and we're still in the time of year where they're losing value.

It's frustrating. I have, for the most part, gotten over it. Yes, there's only one thing more frustrating than car problems (for me): computer problems. And, guess what: My MacBook Pro (that I'm writing this on), has been blue-screening erratically, unpredictably, but very  often.

I'm profoundly grateful that I can handle these first-world problems without altering my present lifestyle. It lets me breathe easier.


Food and Diet 
Today's Weight:                    200.3 lbs.
Previous Weight (8/23/19):         200.3 lbs.
Net Loss/Gain:                     - 0.0 lbs.
Diet Comment
It's always good to come out the other side of a weekend the same weight you went in, especially when that weight is a good one. Weekends are usually a time for excess and abandon. This weekend was good, without either.

Food Log
Breakfast
5:45pm:
LEO (lox, eggs and onions) on greens (arugula, chard, kale, red cabbage, spinach).
Lunch
10:00pm: Carrots with homemade mayonnaise and a Quest bar.

Dinner
11:45pm: Buttered toast with Super Grains bread.

Liquid Intake
   Espressos: 1;   Coffee: 0 oz.;  Water: 72+ oz.; 


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Friday, August 23, 2019

#2329L Friday, August 23: Weight statistics and health


Post 2329
- 8 years and 235 days since I started this blog -
  
Daily Comment
One achievement to note this year (so far): I have kept my weight fluctuation down better than any other time in the last ten years.

I have an average weight (using the year's high of 206.1 pounds, and the low of 195.9 pounds) of 201 pounds, probably the lowest average weight in the last fifteen years, definitely the lowest in the last ten years.

The variation is within +/-2.5%.

As meaningless statistics go, I like this one.

And, while eating and food preparation and selection gets a lot of attention from me, I don't feel it is obsessive. I do feel I 'have it down' and know what to do to maintain my weight.

I get compliments on my physical condition all the time, because what is wrong with me (arthritis, diabetic nerve pain, lack of flexibility) doesn't show.

But I do have those health complaints, and they are beginning to have an impact. Walking has become a challenge. On a relatively short walk, I have pain I walk through when I must, or stop walking when I can.

Still, I'm grateful for the health I have - enough to let me continue to make music and get where I need to go.


Food and Diet 
Today's Weight:                    200.3 lbs.
Previous Weight (8/22/19):         201.5 lbs.
Net Loss/Gain:                     - 1.2 lbs.
Diet Comment
How's about that? Bringing it in with a nice loss. I was looking for 200, and I'm within a quarter pound? Close enough, goal met. And back under the trend line, too!

Food Log
Breakfast
Skipped.

Lunch
8:00pm: Sautéed kale-spinach-cheese and eggs with onions and peppers.

Dinner
11:45pm: Two Quest bars and walnuts.

Liquid Intake
   Espressos: 2;   Coffee: 0 oz.;  Water: 78+ oz.; Jim Beam bourbon on the rocks.


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Thursday, August 22, 2019

#2328: Thursday, August 22: Sometimes jamming works out well


Post 2328
- 8 years and 234 days since I started this blog -
  
Daily Comment
I had two good jams tonight.

The first was backing up a poetry reading, solo on bass. It worked. It also worked Tuesday, when I was asked to do the same thing. Both times I believe I enhanced the reading. Both poets enjoyed it (one got very emotional).

I love the idea of this. When I was a teenager, I used to read Beat poetry accompanied by my friend Thom Jones's jazz records. Speaking of which, RIP, Thom. Anyway, it was gratifying.

The second jam was an actual jam. It was made special by the drummer, a friend who I gave some notes to after our last session playing together. The thing is, he could have reacted to my notes, which were constructive criticism, in a lot of negative ways - he could have gotten defensive, he could have withdrawn.

Instead, he took what I said to heart, and tonight, he delivered, and it made for some excellent music. In fact, one of the most satisfying jams I've had recently.

I feel like we're better friends for it, too.

I'm grateful for all the opportunities I get to make good music. The good feelings last.


Food and Diet 
Today's Weight:                    201.5 lbs.
Previous Weight (8/21/19):         201.5 lbs.
Net Loss/Gain:                     - 0.0 lbs.
Diet Comment
Hmmm. No progress. I disappointed myself eating a big brick of cheese for dinner, when my intention was not to eat anything. Day-um.

Food Log
Breakfast
5:45pm: Kale, spinach, onions, peppers, eggs and bacon sautée, and a Quest bar.

Lunch
Skipped.

Dinner
11:45pm: Salad (arugula, chard, kale, spinach, walnuts, almonds, shaved parmesan cheese, balsamic vinaigrette), walnuts and whipped, sweetened cottage cheese, and a Quest bar.

Liquid Intake
   Espressos: 2;   Coffee: 0 oz.;  Water: 82+ oz.; Jim Beam bourbon on the rocks.


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Wednesday, August 21, 2019

#2327: Wednesday, August 21: A brief lament for bands


Post 2327
- 8 years and 233 days since I started this blog -
  
Daily Comment
I miss my bands.

I miss not playing with Modafferi. I get angry and sad when I think about that. I am so disappointed that this thing is gone. I have mostly moved on, but then there are these moments...

I miss I am Fool being a vital unit. The band never functioned well logistically, and all my time with them I have always wanted more playing time with them. But in the current state where our singer is non-functional, and irreplaceable, and we're mostly playing covers, leaves me grieving.

I'm left being grateful for the joys of music-making that I've known in the past, and grateful for the good nights where a little playing reminds me of the constant joy of making music now.


Food and Diet 
Today's Weight:                    201.5 lbs.
Previous Weight (8/20/19):         203.5 lbs.
Net Loss/Gain:                     - 2.0 lbs.
Diet Comment
Good loss, almost where I was on Monday. Can I hear a bid for 200 by Friday?

Food Log
Breakfast
5:35pm: A grass-fed cowburger with salsa, and olive oil brussel sprouts with bacon and Dubliner cheese, and a Quest bar.

Lunch
Skipped.

Dinner
1:15am: A big chunk of Dubliner cheese, and a Quest bar.

Liquid Intake
   Espressos: 2;   Coffee: 0 oz.;  Water: 84+ oz.; a big pour of Jameson's Irish whiskey.


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Tuesday, August 20, 2019

#2326: Tuesday, August 20: The thing I forgot is pretty funny


Post 2326
- 8 years and 232 days since I started this blog -
  
Daily Comment
When I was thinking about what to write about today, I discarded several ideas that were both too heavy and too personal for public consumption. I'll talk with anyone about anything, but I won't talk to everyone about everything.

And then, I had this thought - I'd left something out when I talked about the things I do every day in yesterday's post: This.

I didn't mention that every weekday when I'm not traveling, and pretty frequently when I am, I post a blog entry.

I put the result of the day's weigh-in in an Excel spreadsheet I keep just to track my daily weight, and create the weight chart that is in every non-traveling post. Then I put the update in the blog, current weight, yesterday's weight, the difference, and the chart. I copy the page and paste it into a new post which becomes the next day's, do a little editing, and save tomorrow's blog post.

Then it's back to the previous day's post, where I write the commentaries and add anything I've left out of the food journal, and publish it.

That's usually the last thing I do before getting out of bed.

Which I'm always grateful to be abe to do.


Food and Diet 
Today's Weight:                    203.5 lbs.
Previous Weight (8/19/19):         201.1 lbs.
Net Loss/Gain:                     + 2.4 lbs.
Diet Comment
That's a big jump in weight for a day. I'm obviously retaining water. It's most likely due to the large amount of bread and mayonnaise and salt that ended yesterday's eating.

Food Log
Breakfast
3:20pm: Scrambled eggs (2) and 3 slices of bacon, tossed into a salad of arugula, chard, kale, spinach, walnuts and balsamic vinaigrette.

Lunch
6:55pm, at The Listening Room at 443: 
Hummus platter: Garlic hummus topped with Mediterranean tomato and cucumber salad with a sprinkle of feta, served with crackers and pita.
Dinner
11:45pm: Two Quest bars and cottage cheese.

Liquid Intake
   Espressos: 1;   Coffee: 20 oz.;  Water: 72+ oz.; Jim Beam bourbon on the rocks.


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